:root{--navy:#0b2a4a;--blue:#1769c2;--sky:#e8f3fc;--cta:#f26b1d;--cta-dark:#d95a10;--green:#1f9d6b;--text:#25323f;--muted:#5b6b7b;--line:#dbe5ee;--white:#fff;--font:"Segoe UI",system-ui,-apple-system,Roboto,"Helvetica Neue",Arial,sans-serif;--radius:12px;--shadow:0 6px 24px rgba(11,42,74,.10);--max:1120px}*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--text);line-height:1.65;font-size:17px;background:var(--white);-webkit-text-size-adjust:100%}img,svg{max-width:100%;height:auto}a{color:var(--blue)}h1,h2,h3{color:var(--navy);line-height:1.25;margin:0 0 .6em}h1{font-size:clamp(1.9rem,4.6vw,2.9rem)}h2{font-size:clamp(1.5rem,3.2vw,2.1rem)}h3{font-size:1.2rem}p{margin:0 0 1em}ul,ol{padding-left:1.2em;margin:0 0 1em}li{margin-bottom:.4em}.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:99}.site-header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.header-in{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}.logo img{display:block;height:46px;width:auto}.nav{display:flex;align-items:center;gap:22px}.nav a{color:var(--navy);text-decoration:none;font-weight:600;font-size:.97rem}.nav a:hover,.nav a[aria-current="page"]{color:var(--blue)}.nav-toggle{display:none;background:none;border:2px solid var(--navy);color:var(--navy);border-radius:8px;padding:8px 12px;font-weight:700;font-size:.95rem;cursor:pointer;min-height:44px}.btn{display:inline-block;background:var(--cta);color:#fff!important;text-decoration:none;font-weight:700;padding:14px 26px;border-radius:50px;font-size:1.05rem;box-shadow:0 4px 14px rgba(242,107,29,.35);transition:background .2s,transform .2s;min-height:48px;text-align:center}.btn:hover{background:var(--cta-dark);transform:translateY(-1px)}.btn-lg{font-size:1.2rem;padding:16px 32px}.btn-sm{padding:10px 20px;font-size:.95rem;min-height:44px}.btn-ghost{background:transparent;color:#fff!important;border:2px solid #fff;box-shadow:none}.btn-ghost:hover{background:rgba(255,255,255,.12)}.hero{background:linear-gradient(135deg,var(--navy) 0%,#124a80 100%);color:#fff;padding:64px 0 56px}.hero h1{color:#fff}.hero p{font-size:1.15rem;max-width:660px;color:#e4eef8}.hero .crumbs,.hero .crumbs a{color:#bcd3ea}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:22px}.hero-note{font-size:.95rem;margin-top:14px;color:#bcd3ea}section{padding:56px 0}.alt{background:var(--sky)}.center{text-align:center}.lead{font-size:1.12rem;color:var(--muted);max-width:760px}.center .lead{margin-left:auto;margin-right:auto}.crumbs{font-size:.9rem;margin-bottom:14px}.crumbs a{text-decoration:none}.answer{background:var(--white);border-left:5px solid var(--blue);border-radius:var(--radius);padding:20px 24px;box-shadow:var(--shadow);font-size:1.08rem;margin-bottom:0}.answer strong{color:var(--navy)}.trust{background:var(--navy);color:#fff;padding:18px 0}.trust ul{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 34px;margin:0;padding:0;font-weight:600;font-size:.97rem}.trust li{margin:0}.trust li::before{content:"\2713";color:#6ee7b0;margin-right:8px;font-weight:800}.grid{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}.card h3{margin-bottom:.4em}.card p{color:var(--muted);margin-bottom:.8em}.card a.more{font-weight:700;text-decoration:none}.icon{width:46px;height:46px;border-radius:12px;background:var(--sky);display:grid;place-items:center;margin-bottom:14px}.icon svg{width:26px;height:26px;fill:none;stroke:var(--blue);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.checks{list-style:none;padding:0}.checks li{padding-left:30px;position:relative}.checks li::before{content:"\2713";position:absolute;left:0;color:var(--green);font-weight:800}.two{display:grid;gap:32px;grid-template-columns:1fr 1fr;align-items:start}.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.steps li{counter-increment:s;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:22px 20px 20px;position:relative}.steps li::before{content:counter(s);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;margin-bottom:10px}.steps strong{display:block;color:var(--navy);margin-bottom:4px}.pills{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0}.pills li{margin:0}.pills a{display:inline-block;background:var(--white);border:1px solid var(--line);border-radius:50px;padding:9px 18px;text-decoration:none;font-weight:600;color:var(--navy)}.pills a:hover{border-color:var(--blue);color:var(--blue)}.faq details{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);margin-bottom:12px;padding:0}.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 20px;list-style:none;min-height:44px}.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";float:right;font-size:1.4rem;line-height:1;color:var(--blue)}.faq details[open] summary::after{content:"\2212"}.faq details p{padding:0 20px 18px;margin:0;color:var(--text)}.cta-band{background:linear-gradient(135deg,var(--navy),#124a80);color:#fff;text-align:center;padding:56px 0}.cta-band h2{color:#fff}.cta-band p{color:#dbe8f5;max-width:640px;margin:0 auto 22px}.site-footer{background:#071c33;color:#c3d3e3;padding:48px 0 90px;font-size:.96rem}.site-footer h3{color:#fff;font-size:1.05rem}.site-footer a{color:#c3d3e3;text-decoration:none}.site-footer a:hover{color:#fff;text-decoration:underline}.foot-grid{display:grid;gap:30px;grid-template-columns:repeat(auto-fit,minmax(210px,1fr))}.site-footer ul{list-style:none;padding:0}.legal{border-top:1px solid #1d3652;margin-top:28px;padding-top:18px;font-size:.88rem;color:#8ea6bd}.foot-logo{height:42px;width:auto;margin-bottom:12px;filter:brightness(0) invert(1)}.callbar{display:none}@media (max-width:860px){.nav-toggle{display:block}.nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 16px;box-shadow:var(--shadow)}.nav.open{display:flex}.nav a{padding:12px 0;border-bottom:1px solid var(--line)}.nav .btn{margin-top:12px;border:0}.two{grid-template-columns:1fr}section{padding:42px 0}.callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--cta);justify-content:center}.callbar a{color:#fff;text-decoration:none;font-weight:800;font-size:1.1rem;padding:15px 10px;width:100%;text-align:center}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}